The importance of a 4-Point Inspection

A 4-point inspection is a focused evaluation of the four major systems in a home: the roof, electrical, plumbing, and HVAC (heating, ventilation, and air conditioning). These systems are crucial to the overall safety and functionality of a home, and a thorough inspection can help identify any issues or potential problems before they become major repairs.

One of the primary reasons for a 4-point inspection is to assess the overall condition of the home for insurance purposes. Many insurance companies require a 4-point inspection before they will issue or renew a policy on a home. This is because the age and condition of these systems can impact the risk of loss for the insurer. For example, an older roof may be more prone to leaks or storm damage, while outdated electrical wiring may pose a fire hazard. By performing a 4-point inspection, the insurance company can determine the risk level of insuring the home and set the premium accordingly.

In addition to helping with insurance, a 4-point inspection can also provide valuable information for homeowners. It can help identify any issues that may need to be addressed before they become more serious problems, potentially saving the homeowner money in the long run. For example, if the inspection reveals that the HVAC system is outdated and inefficient, the homeowner may choose to invest in a new system to improve energy efficiency and reduce energy costs.

Overall, a 4-point inspection is an important step in the home buying or selling process. It provides valuable information about the condition of the home and can help identify any issues that may need to be addressed. As a home inspector, I highly recommend that homeowners consider a 4-point inspection as a way to ensure the safety and functionality of their home.

Seth Sekeres-Licensed Home Inspector